Formerly a part of Madhya Pradesh, Raipur now is the capital city of Chhattisgarh. Raipur is one of the best cities for business and is an important hub for trade and commerce in Central India. It is extremely rich in mineral resources, and is home to iron, steel, and alloy plants. 

Despite the economic opportunities, anyone living here might need a personal loan to fund a business, pay credit card bills, or even to clear sudden medical bills. 

And if you are looking for a personal loan in Raipur, moneyview can ease your troubles. 

Benefits of moneyview Personal Loans

There are several positives of applying for a loan from moneyview in Raipur. These are -

Fees and Charges for Personal Loans from moneyview 

When you think about applying for a personal loan, the most important thing is the interest rates and the other fees involved. Check out this table to know more- 

Fees and Charges

Amount Chargeable

Interest Rate

Starts from 1.33% per month

Loan Processing Charges

Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan.

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount.

Cheque Bounce

Rs.500/- each time.

Eligibility Criteria of moneyview loans

The eligibility criteria for a personal loan from moneyview is very broad and inclusive. You can check them out here -

Documents Required to Apply for a Loan in Raipur

The documents that you will need for a personal loan from moneyview are - 

Identity Proof

Any of the following documents can be your identity proof -

You need to make sure that the image quality is good so that it is recognizable. 

Address Proof

If your identity proof document was your PAN Card, you will need to furnish a separate address proof. Any of the following will suffice - 

Income Proof (for Salaried Applicants)

As a salaried applicant, you will need to show the last 3 months’ bank statements of your salary account. You can send it in the PDF format, and it should show your salary credits clearly.

Income Proof (for Self-employed Applicants)

If you are a self-employed applicant, you will need to present your last 3 months’ bank statements in PDF format.

How to Apply for a Personal Loan in Raipur

The process of applying for a loan from moneyview is extremely simple. Just follow the steps mentioned below - 

Step - 1: Check Eligibility

The first step is to provide all the documents and find out if you are eligible for the loan. You can do this in 2 minutes. 

Step - 2: Select Loan Tenure

You just need to select the loan amount and the repayment tenure based on the options provided.

Step - 3: Upload Documents

You have to upload the required documents so that they can be verified.

Step - 4: Amount Disbursed

After your documents are verified and you have submitted the loan agreement, the amount will be disbursed in your bank account within 24 hours.

Conclusion

Taking a personal loan from moneyview is an extremely easy and quick process. Once your documents are all verified and you have signed the loan agreement, in most cases, you can get the loan amount credited to your bank account within a few hours. 

Personal Loan in Raipur - FAQs

Yes, of course. You are eligible for a personal loan from moneyview if you are self employed. The criteria that you need to meet are - 

  • Your age should be between 18 and 57
  • Your monthly in-hand income must be minimum Rs.15,000
  • Your monthly income must be credited directly to your bank account
  • Your CIBIL score should be 600 minimum

You don’t need to worry about your ongoing application with moneyview if you change your SIM or mobile phone. Just download the moneyview app again, and you can start from where you left off.

Currently, the top-up loan facility is invitation only. This means that if your payment history is good, and you have paid a certain number of EMIs, you may get an option to avail a top-up loan.

Yes, you can. Canceling the NACH mandate is a very simple process. You can directly go to this link, input your PAN number and raise a request for canceling the NACH mandate registered with moneyview.

No, your credit score will not be affected if you get rejected for a loan with moneyview. But if you have made multiple loan enquiries with various loan providers, your credit score may get affected.

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