Situated on the eastern side of the Western Ghats on the Panchganga River, Kolhapur is an iconic city. The area is well-known for its Kolhapuri Chappals and Kolhapuri necklaces, which are vital to the region's economy because they are made exclusively in the area and sold worldwide.

As with other developing cities in India, living expenses in Kolhapur have increased over the years. However, thanks to moneyview, you will no longer need to be concerned about your finances. 

moneyview provides some of the best personal loans available in the country. Some of the benefits include ease of access, instant disbursement, and flexible repayment schedules. From the comfort of your own home, you can apply for and receive the loan amount. 

Personal Loan Interest Rates and Other Charges in Kolhapur

Charges

Amount

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Starting from 2% and up to 8% of the approved loan amount

Part/Full Payment of the Loan (Loan Foreclosure)

Part payments are not permitted.

After a minimum of three EMIs, foreclosure is permitted.

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- for every bounced cheque

Eligibility Criteria to Apply for moneyview Personal Loans in Kolhapur

To be eligible for an instant personal loan in Kolhapur from moneyview, you must meet the following criteria:

Income and Credit Score Eligibility Criteria

Salaried Individuals

Minimum In-Hand Income (in Rupees)

Area of Residence

CIBIL Credit Score Requirement

13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or CIBIL Score of 600 /Experian Score of 650 and above

15,000

Metropolis other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for Personal Loans in Kolhapur

We have ensured that our documentation requirements are minimal. All we need from you are  -

You will also have to enable the auto-debit facility from your bank account. This is a quick process where you can use a debit card, net banking, or NACH form.

The auto-debit facility will help you pay your EMIs automatically every month without the need for manual intervention. 

Steps to Apply for an Instant Personal Loan in Kolhapur

Applying for a moneyview Personal Loan in Kolhapur -

Visit the moneyview website or download the loan app. Provide the necessary information, and we will notify you of your eligibility within 2 minutes.

Based on your eligibility, choose the loan amount and repayment term of your choice.

Upload the necessary documents online with ease.

The loan amount will be credited to your bank account within 24 hours of your documents being verified and loan agreement being submitted.

Conclusion

Personal loans in Kolhapur are now extremely easy and simple to obtain thanks to moneyview. All you have to do is check your eligibility and submit the required documentation.

Frequently Asked Questions (FAQs)

The entire loan application process for getting a moneyview loan is digital. So you will have to submit all the required documents online either on our app or on the web application, depending on where you are applying from.

The rate of interest starts from 16% p.a and is based on the assessment of your details like credit score, income, other loans, obligations, etc.

The loan will be repaid in EMIs which will be automatically deducted from your bank account. This is done only after you’ve authorized us to deduct the proposed EMI amount that’s specified during the loan request process in the app.

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